Whether your purpose for utilizing rideshare service is for a drunken night on the town or a daily travel source, this resource has grown into one of the most popular forms of transportation. When riding in the back of an Uber or Lyft, getting into an accident is a thought that rarely comes to mind. However, maybe it should. According to the University of Chicago, rideshare services have led to a 3% increase in car accident fatalities.
WHO IS LIABLE?
When involved in a rideshare accident, liability is usually determined by who is at fault for the crash. Services like Uber and Lyft carry third-party liability insurance coverage. Once the ridesharing driver’s personal insurance has been exhausted, this will cover up to $1 million per accident for injuries and property damage.
Suppose the rideshare driver happens not to be logged in to the Uber or Lyft app, or they are off duty and still offering rideshare service. In that case, the company can no longer provide their insurance to cover the damages. If costs exceed what their insurance will cover, the driver could face paying for the accident’s out-of-pocket costs.
Taking Legal Action
Unfortunately, since rideshare drivers are typically considered to be independent contractors rather than employees, suing the company is rarely an option. However, thanks to insurance policies, you still have options for receiving financial compensation.
Like any auto accident, you can file a personal injury claim. Doing this without the help of a skilled attorney might be challenging, but it is possible to do. Before submitting your claim, it may be beneficial to consider speaking with a lawyer because they can help you understand your rights and legal options.
If you or someone you know has been injured in a rideshare-related accident, don’t feel alone, we are here to help. Our team of skilled attorneys prepares to fight for your rights.
Call our office today at (888) 280-8029 or fill out an online form to get in touch with