Fullerton Uninsured / Underinsured Motorcycle Accident Lawyer

When someone else’s negligence results in serious injuries while you are riding your motorcycle, you may assume that you can pursue compensation from their insurance company. Unfortunately, many drivers do not carry adequate insurance. In fact, across the United States, as many as 15% of drivers are uninsured. Even more, they may not carry sufficient insurance to cover the cost of damages from a serious motorcycle accident. When you suffer injuries in an accident with one of those drivers, a Fullerton uninsured/underinsured motorcycle accident lawyer can help you understand your options for pursuing compensation.

Compensation Options Following a Motorcycle Accident with an Uninsured or Underinsured Driver

Injured individuals should carefully review their options with a Fullerton uninsured/underinsured motorcycle accident lawyer to get a better idea of how they can recover compensation in their specific situation.

Their Motorcycle Insurance Coverage

If motorcycle riders get into an accident with a driver that does not carry insurance, or who does not carry adequate insurance, their own motorcycle insurance coverage can provide immense protection. A lawyer can review their coverage to determine what options it may offer.

• Uninsured/underinsured motorist coverage: Many policies include specific coverage for accidents involving a driver that does not carry insurance. Those policies will provide the same general level of protection a motorcycle rider would receive if they got into an accident with an insured driver.
• MedPay coverage: California offers optional MedPay insurance that provides coverage for the medical costs associated with an accident regardless of who caused it.
• Comprehensive/collision insurance: These coverages typically provide protection for accidents involving an uninsured or underinsured driver.

Many injured individuals also find that their medical insurance offers essential protection in the event of an accident.

Other Entities That Share Fault

In some cases, a motorcycle rider injured in an accident with a driver who does not carry adequate insurance may discover, by working with a Fullerton uninsured/underinsured motorcycle accident attorney, that another entity shares liability for the accident. That can include:

• The manufacturer of the other vehicle, when a manufacturer’s error caused the incident
• The employer of a driver on the clock at the time of the accident
• The motorcycle manufacturer, if an error in the structure of the motorcycle led to the incident or contributed to the accident

Working with a lawyer can prove essential to clearly identifying the entity that bears liability for the incident.

Compensation Following a Motorcycle Accident with an Uninsured or Underinsured Driver

When a motorcycle rider gets into an accident with a driver who does not carry insurance, their own insurance may still provide coverage for the damages they sustained. Injured individuals may have the right to seek compensation for their medical expenses, their lost wages, and their suffering. However, working with a Fullerton underinsured/uninsured motorcycle accident attorney can be critical to establishing the full extent of those damages and ensuring they understand all areas of compensation available under their policies.

Contact a Fullerton Uninsured/Underinsured Motorcycle Accident Attorney

If you suffered injuries in a motorcycle accident with someone who does not carry insurance, or who does not carry adequate insurance, working with a Fullerton underinsured/uninsured motorcycle accident lawyer can prove essential to recovering full compensation for those losses. At CD Law, we understand the many challenges you may face in dealing with your own insurance company, and we’re here to help you navigate the process. Contact us today for a free consultation.