Motorcycle Insurance Claims in Fullerton

The aftermath of a motorcycle accident often means significant financial strain. Not only do you have damage to your motorcycle, but you can also find yourself contending with mounting medical bills and a host of other expenses, all while you struggle to get back to work after the accident. Motorcycle insurance claims in Fullerton allow you to recover compensation for some of those damages, decreasing your ultimate costs and protecting your finances for the future.

Liability for Motorcycle Accidents

In order to determine who to file a claim against, an injured individual should work with a motorcycle accident lawyer to get a close look at who bears liability for the accident. Motorcycle insurance claims in Fullerton are generally filed with the insurance company that takes on liability for the incident.

The Motorcyclist’s Insurance

In some cases, the motorcycle rider’s insurance company may accept liability for some of the damages related to the accident. That includes cases in which:

• The motorcycle rider caused the accident
• The motorcycle rider carries full coverage or comprehensive insurance and needs to use that coverage to cover part or all of the damages
• The other driver does not have insurance, and the motorcycle rider needs to use their insurance coverage

Many motorcycle riders find that carrying adequate insurance helps provide peace of mind in the event of an accident.

The Other Driver’s Insurance

Motorcycle accident claims often go through the other driver’s insurance company: most notably, in cases when the other driver involved in an accident behaves negligently in a way that resulted in the accident. That can include behaviors like failing to look for the presence of riders, failing to share the road safely with a motorcycle rider, or driving while distracted.

Compensation for Motorcycle Accident Injuries

Motorcycle insurance claims in Fullerton allow injured riders to pursue compensation for the damages they sustained in the accident. Most of the time, financial compensation is based on those tangible monetary losses. However, many claims also include compensation for the non-financial losses the injured rider sustained.

Medical Bills

Medical bills are often at the top of the list of costs following a motorcycle accident. Riders may not only have to deal with emergency transportation and emergency room fees, but also the cost of hospitalization, surgeries and procedures, and extensive therapy following an injury.

Wage Losses

Many injured motorcycle riders find that their injuries prevent them from returning to work after their accident. How long they spend out of work will depend on the specific injuries they suffered and the type of job they perform. If the injuries permanently prevent the rider from going back to work, they can also pursue compensation for their lost earning potential.

Pain and Suffering

As part of a comprehensive motorcycle accident claim, injured riders can also pursue compensation for their pain and suffering. Injured riders should discuss their non-financial losses with their lawyer so that they can set damages for those losses fairly.

Contact an Attorney to Discuss Motorcycle Insurance Claims in Fullerton

If you were injured in a motorcycle accident, an attorney can help you file a claim and pursue compensation for the damages you sustained. Motorcycle insurance claims in Fullerton can become complicated, especially if the insurance company tries to establish that you caused the accident. An attorney can help you fight to establish liability and recover the compensation you deserve. Reach out to CD Law to discuss your next steps after a motorcycle accident.