Rental Car Accidents in Los Angeles

Motor vehicle accidents can lead to significant pain and suffering, with recovery times ranging from days to years, depending on the severity of the injuries. If you were injured in a rental car accident in Los Angeles, determining who to pursue for compensation can be complex.

At CD Law, we understand these complexities and are here to guide you through the process to ensure you receive the compensation you deserve. Contact our team today to begin reviewing your legal options with a trusted car accident attorney.

What to Do After a Rental Car Accident

After any vehicle accident in Los Angeles, including those involving rental cars, it is crucial to follow certain steps. These include:

  • Checking for injuries and calling 911 if needed
  • Moving your vehicle to a safe location if possible
  • Collecting the other driver’s information, including name, insurance details, and vehicle identification numbers (VINs)
  • Documenting the accident scene thoroughly
  • Contacting your insurance company

In California, if the accident results in injuries or over $1,000 in property damage, you must also file an SR-1 form with the Department of Motor Vehicles within ten days. This form should include driver and vehicle information, photographs, and any available police reports. These details will support your claim whether you seek compensation from the at-fault driver or the rental car company.

Establishing Fault in Rental Car Accidents

Determining fault for a rental car wreck in Los Angeles can be complex, relying on factors such as the position of the vehicles, witness statements, and the extent of vehicle damage. It may also involve checking if any drivers were under the influence of alcohol or drugs.

California follows a fault-based insurance system. This means all drivers must carry liability insurance with minimum coverage: $15,000 for injury or death to one person, $30,000 for injury or death to multiple people, and $5,000 for property damage. This insurance requirement extends to rental vehicles. The renter is responsible for ensuring adequate insurance coverage, whether through their own policy or a credit card benefit, as not all private insurance policies cover rental cars, especially if used for business.

If you are involved in an accident with a rental car, you should first seek compensation from the driver of the rental car if they are deemed at fault. If your damages exceed their coverage, you may need to consult a skilled attorney for additional help.

Rental Car Company Liability

In some cases, the rental car company may be held liable for the accident. This is possible if you can demonstrate that the company failed to: ensure the vehicle meets federal safety standards or is mechanically sound or verify that the renter has adequate insurance coverage.

If you encounter issues with the safety of the rental vehicle or insurance coverage, you should contact the rental company or file a complaint with the California Department of Consumer Affairs. A personal injury lawyer can also assist in addressing these issues while you focus on your recovery.

What If You Were Driving the Rental Vehicle?

If you were driving the rental vehicle and were injured in a Los Angeles accident, you retain the same rights to seek compensation as if you were driving your own car. You can pursue claims against the at-fault driver or the rental company if the vehicle was defective. Handling damages to the rental car itself can be more complicated, as it involves coordinating with both the rental company and your insurance provider.

Ensure you understand the coverage provided by your:

  • Primary insurance policy
  • Any secondary insurance benefits
  • Credit card insurance benefits
  • The other driver’s insurance, especially if they are at fault

Personal accident insurance from the rental company can cover injuries to you or passengers in the rental car. You may not need this additional coverage if your primary insurance is sufficient. However, verifying that you have adequate insurance before driving a rental vehicle is crucial to avoid being held responsible for damages exceeding the rental company’s liability limits.

Seek Legal Counsel From CD Law After a Los Angeles Rental Car Wreck

Having legal representation after a vehicle collision, especially involving a rental car, is highly recommended. CD Law is committed to assisting you through every step of your case with a personalized, hands-on approach. Contact us today for a free consultation, and let us help you navigate the complexities of a rental car accident in Los Angeles.